Pioneered AI insurance (2018); model-agnostic (ML/GenAI); covers performance gaps traditional policies miss (high-freq/low-sev errors); technical due diligence/risk assessment (140+ yrs expertise); fast parametric claims; tailored/bespoke; fills ROI/trust gap (addresses 88% decision-maker AI...
Michael Berger (former Head of Insure AI), Michael von Gablenz (Head of Insure AI), Jascha Prosiegel (Market Lead North America), Susana Latorre Bojanini (Market Lead Europe & Middle East)
aiSure™ suite: performance guarantee insurance for AI providers (Standard & Bespoke for contractual liabilities, financial losses, legal liabilities from AI errors like underperformance, hallucinations, bias, IP infringement); aiSelf™/for deployers covering own damages, lost revenue, business interruption, discrimination claims.
Covers regression/classification/GenAI models across industries (cybersecurity, fraud, batteries, valuations).
Model-agnostic, parametric triggers.[Munich Re aiSure page](https://www.munichre.com/en/solutions/for-industry-clients/insure-ai.html), [aiSelf page](https://www.munichre.com/en/solutions/for-industry-clients/insure-ai/ai-self.html), [Infographic PDF](https://www.munichre.com/content/dam/munichre/contentlounge/website-pieces/documents/MRE_aiSure_Infographic.pdf/_jcr_content/renditions/original./MRE_aiSure_Infographic.pdf)
AI providers/tech vendors (startups/corporates offering AI solutions); AI deployers/end-users (corporations/banks using self-developed or third-party AI in fraud detection, valuations, cybersecurity, lending, agriculture, etc.).
Mosaic Insurance (up to $15M coverage, 2026), MKIII, Instnt, Barker, BforeAI, SeismicAI, FUGU, Growers Edge, Deep Instinct, CloudCover, TWAICE, raicoon, COMPREDICT, kasko2go, Spectrum. Backed by Munich Re Group (AA-/S&P AA- rated).
raicoon (100% fault detection/0 false alarms for PV plants); FUGU (chargeback guarantees for fraud); TWAICE (battery health predictions); CloudCover (ransomware from malware); Bank property valuation AI (covers mistakes vs human valuer); Barker (luxury asset valuations); MKIII (loan decisions); Growers Edge (crop plans).
No public notable claims found.
Pioneered AI insurance (2018); model-agnostic (ML/GenAI); covers performance gaps traditional policies miss (high-freq/low-sev errors); technical due diligence/risk assessment (140+ yrs expertise); fast parametric claims; tailored/bespoke; fills ROI/trust gap (addresses 88%
decision-maker AI distrust); global AA- stable partner vs general insurers.
2026: Mosaic partnership for $15M AI vendor coverage (Feb).[Mosaic](https://www.mosaicinsurance.com/resources/press-releases/~/mosaic-partners-with-munich-res-aisure-to-provide-pioneering-coverage-for-ai-vendors/); 2025: Michael von Gablenz on AI promise/peril, aiSure expansions.[Munich Re insights](https://www.munichre.com/specialty/en/insights/artificial-intelligence/balancing-the-promise-and-peril-of-ai-in-insurance.html); Ongoing: Verisk Conference (Mar 2026), webinars/podcasts on AI risks.
Understand the specific risks of each LLM to determine the right coverage.