Digital-first (ONE platform: single app, instant underwriting/quotes); AI/ML risk assessment; Hybrid tech+expert; Industry-tailored (vs generic); Broader than Vouch (startups only); 20%+ savings; NPS 70+; Full AI coverage w/o sublimits [Embroker About](https://www.embroker.com/about/), [Embroker vs...
CEO: Ben Jennings; CFO: Brian Acks; CIO: Andy Lea; COO: Kristy Malm; CTO: Gene Linetsky; General Counsel & SVP People: Deanna Johnston [Embroker People](https://www.embroker.com/people/)
Embroker ONE platform (2023): AI/ML for tailored insurance; Artificial Intelligence Coverage Endorsement (Aug 2025, auto-included in Tech E&O/Cyber for startups): covers AI services, discrimination/bias, regulatory defense, up to $150k algorithm
removal (full limits, no sublimits) [Embroker AI Coverage](https://www.embroker.com/blog/embroker-launches-ai-coverage/), [Embroker About](https://www.embroker.com/about/)
Primarily tech startups/SMBs (software, SaaS, AI, cybersecurity), funded startups, VC/PE firms, law firms, financial services, real estate agents/brokers, consultants; all 50 US states [Embroker Homepage](https://www.embroker.com), [Embroker Tech](https://www.embroker.com/blog/tech-companies-insurance-experience/)
Reinsurers: Munich Re, Everest Re (A/A+ rated); Investors: FTV Capital ($100M Series C 2021), Tola Capital, Canaan, Bee Partners, MassMutual Ventures (total $140M+); Capacity partners: >40 carriers; Recent: Everspan (2024 verticals) [Embroker About](https://www.embroker.com/about/), [Funding News](https://ftvcapital.com/2021/embroker-raises-100-million-to-expand-business-insurance-platform/)
Hu-manity.co (AI software): Adjusted policies for growth/risks (D&O, Tech E&O, EPLI, cyber); enabled innovation w/o specific claims detailed.
Robin Powered (tech): Holistic coverage review, contract analysis.
No public notable AI claims [Embroker Hu-manity](https://www.embroker.com/case-studies/ai-software-risk-transfer/), [Robin Powered](https://www.embroker.com/case-studies/client-story-robin-powered/)
Digital-first (ONE platform: single app, instant underwriting/quotes); AI/ML risk assessment; Hybrid tech+expert; Industry-tailored (vs generic); Broader than Vouch (startups only); 20%+ savings; NPS 70+; Full AI coverage w/o sublimits [Embroker
About](https://www.embroker.com/about/), [Embroker vs Competitors](https://www.embroker.com/blog/coverwallet-or-embroker/)
Aug 2025: AI Coverage Endorsement launch; 2024: New verticals (real estate, consultants, financial pros), Everspan partnership, Andy Lea CIO appt; Mar 2025: Tech Insurance Index (AI/cyber trends); Enhanced ONE for tech [Embroker AI Launch](https://www.embroker.com/blog/embroker-launches-ai-coverage/), [2024 Progress](https://www.embroker.com/company-news/embroker-2024-progress/), [Tech Index](https://www.embroker.com/company-news/business-insurance-index-2024/)
Understand the specific risks of each LLM to determine the right coverage.