Pioneered \"Active Insurance\": cyber tools + coverage for prevention (73% fewer claims vs industry). AI-driven risk mgmt (Coalition Control®), fast response (5-min avg), vanishing retention, proactive underwriting. Own data advantage from 100k+ clients [[Homepage](https://www.coalitioninc.com),...
CEO & Co-Founder: Joshua Motta; CRO: Shawn Ram; CFO: Jim Young; CPO: Frank Fumarola; CTO: Maha Virudhagiri; Head of Insurance: David Lynders; General Counsel: John Littzi; CMO: Dylan Steele; CUO: Tiago Henriques; Chief of Staff: Sisi Liu [[Coalition About](https://www.coalitioninc.com/about)]
Active Cyber Policy includes Affirmative AI Coverage for AI-related security events (e.g., AI-caused failures, deepfake FTF).
CoalitionAI™ uses GenAI/LLMs for alerts, underwriting, guidance via Coalition Control® platform.
Added to US Surplus/Canada policies in 2024; integrated in 2025 Active Cyber Policy [[AI Endorsement](https://www.coalitioninc.com/announcements/coalition-adds-new-affirmative-ai-endorsement-to-cyber-policies), [Active Policy](https://www.coalitioninc.com/campaign/active-cyber-policy), [CoalitionAI](https://www.coalitioninc.com/artificial-intelligence)]
Primarily SMBs to mid-market (up to $5B revenue), all industries including tech, healthcare, education, construction. 100k+ policyholders in US, UK, Canada, Australia, Germany [[Homepage](https://www.coalitioninc.com), [SMB](https://www.coalitioninc.com/topics/do-small-businesses-need-cyber-insurance)]
Reinsurers/backers: Allianz, Swiss Re, Arch, Lloyd's, Ascot, Vantage, Aspen, Ferian Re (BDT Capital). Own admitted carrier: Coalition Insurance Company (CIC, NAIC 29530). Investors: $755M+ raised (Allianz X, Valor Equity, etc.) [[Reinsurance](https://www.coalitioninc.com/announcements/introducing-coalition-re), [Funding](https://www.coalitioninc.com/announcements/coalition-closes-250-million-in-series-f-funding)]
Ransomware recoveries: Colocation/IT firm (25 BTC paid, 48h resolution); Medical practice (ransom negotiated 75% down from $750k). $158M total stolen funds recovered; 64% claims no out-of-pocket loss; $21.8M recovered in
2026 report [[Case Studies](https://www.coalitioninc.com/case-studies), [Claims Report](https://www.coalitioninc.com/claims-report/2026)]
Pioneered \"Active Insurance\": cyber tools + coverage for prevention (73% fewer claims vs industry).
AI-driven risk mgmt (Coalition Control®), fast response (5-min avg), vanishing retention, proactive underwriting.
Own data advantage from 100k+ clients [[Homepage](https://www.coalitioninc.com), [Active Policy](https://www.coalitioninc.com/campaign/active-cyber-policy)]
2024: Affirmative AI Endorsement. 2025: Active Cyber Policy launch (Apr), CTO Maha Virudhagiri hired (Mar), 2025 Claims Report (ransomware stable). 2026: Private Equity Practice launch (Jan), 2026 Claims Report ($21.8M recovered) [[News](https://www.coalitioninc.com/announcements/coalition-launches-new-active-cyber-policy), [CTO](https://www.coalitioninc.com/announcements/coalition-chief-technology-officer), [PE](https://www.coalitioninc.com/announcements/coalition-introduces-private-equity-practice)]
Understand the specific risks of each LLM to determine the right coverage.