AI Insurer Profile

Armilla AI

Only MGA/Coverholder solely for AI ins.; affirmative AI-specific coverage (not exclusions in E&O/cyber); tech verification (500+ audits) + insurance/warranties; accelerates sales/RFPs/compliance. Vs. TrojAI/Credo/Fiddler: insures, doesn't just monitor.

Founded
2020
Headquarters
Toronto, Canada (orig.); Newark, DE, USA (insurance ops)
Coverage Limits
Up to $25M limits/aggregate (AI Liability, expanded 2026); high aggregate...
Leadership

Key People

Karthik Ramakrishnan (CEO), Philip Dawson (Head of AI Policy), Geoff MacGregor (Head of Strategy & Ops), Baiju Devani (CTO); Founders: Dan Adamson, Karthik Ramakrishnan

Products

AI Insurance Coverage

AI Liability Insurance (covers underperformance: hallucinations, inaccuracies, model drift; legal defense, third-party liabilities); AI Performance Warranty (compensation if accuracy/fairness/robustness drops below thresholds); Third-party AI assessments/verification leading to warranties/insurance.

Who It's For

Target Customers

AI startups/scale-ups & enterprises (FinTech, InsurTech, HealthTech, LegalTech, HRTech); Fortune 1000; banks, regulated sectors (finance, healthcare, HR, telecom, retail, prof. services).

Backing

Partnerships & Backing

Lloyd's Coverholder (first AI-dedicated); Chaucer, Swiss Re, Greenlight Re; Lloyd's Lab (2023); Y Combinator (W22), Mistral VP, MS&AD Ventures, SixThirty, Morgan Creek Digital, Yoshua Bengio.

Track Record

Case Studies & Claims

MKIII (loan AI warranty); Private AI (de-ID accuracy); SkyHive/Cornerstone (fairness); Accend (LLM KPIs); hireEZ (bias NYC LL144); WorkTango/TELUS (assessments).

No public claims.

Differentiators

What Sets Armilla AI Apart

Only MGA/Coverholder solely for AI ins.; affirmative AI-specific coverage (not exclusions in E&O/cyber); tech verification (500+ audits) + insurance/warranties; accelerates sales/RFPs/compliance.

Vs.

TrojAI/Credo/Fiddler: insures, doesn't just monitor.

Latest

Recent News

$4.5M seed (2024); Liability launch w/Chaucer (Apr 2025); $25M coverage expand./funding (Jan 2026); Trustible partnership (2025); Baiju CTO (2024).

Covered Risks

Risks Armilla AI Protects Against

Ready to Protect Your AI Operations?

Get matched with Armilla AI or explore other coverage options for your AI deployment.

Insure Your AI Strategy →
LLM Coverage

LLM Provider Risk Profiles

Understand the specific risks of each LLM to determine the right coverage.

Explore More

Other AI Insurers