/* ═══════════════════════════════════════════
   INSURANCE FOR AI — Design Tokens
   Hyper-modern dark-first 2028 aesthetic
   ═══════════════════════════════════════════ */

:root {
  /* Type Scale */
  --text-xs:   clamp(0.75rem,  0.7rem  + 0.25vw, 0.875rem);
  --text-sm:   clamp(0.875rem, 0.8rem  + 0.35vw, 1rem);
  --text-base: clamp(1rem,     0.95rem + 0.25vw, 1.125rem);
  --text-lg:   clamp(1.125rem, 1rem    + 0.75vw, 1.5rem);
  --text-xl:   clamp(1.5rem,   1.2rem  + 1.25vw, 2.25rem);
  --text-2xl:  clamp(2rem,     1.2rem  + 2.5vw,  3.5rem);
  --text-3xl:  clamp(2.5rem,   1rem    + 4vw,    5rem);
  --text-hero: clamp(3rem,     0.5rem  + 7vw,    7rem);

  /* Spacing */
  --space-1:  0.25rem;
  --space-2:  0.5rem;
  --space-3:  0.75rem;
  --space-4:  1rem;
  --space-5:  1.25rem;
  --space-6:  1.5rem;
  --space-8:  2rem;
  --space-10: 2.5rem;
  --space-12: 3rem;
  --space-16: 4rem;
  --space-20: 5rem;
  --space-24: 6rem;
  --space-32: 8rem;

  /* Radius */
  --radius-sm: 0.375rem;
  --radius-md: 0.5rem;
  --radius-lg: 0.75rem;
  --radius-xl: 1rem;
  --radius-full: 9999px;

  /* Transitions */
  --ease-out: cubic-bezier(0.16, 1, 0.3, 1);
  --transition-interactive: 180ms cubic-bezier(0.16, 1, 0.3, 1);

  /* Content widths */
  --content-narrow: 640px;
  --content-default: 960px;
  --content-wide: 1200px;
  --content-full: 100%;

  /* Fonts */
  --font-display: 'Cabinet Grotesk', 'Inter', sans-serif;
  --font-body: 'Satoshi', 'Inter', sans-serif;
  --font-mono: 'JetBrains Mono', 'Courier New', monospace;
}

/* ─── DARK MODE (Default) ─── */
:root, [data-theme="dark"] {
  --color-bg:             #08090c;
  --color-surface:        #0e1017;
  --color-surface-2:      #141720;
  --color-surface-3:      #1a1e2a;
  --color-border:         rgba(255, 255, 255, 0.08);
  --color-border-glow:    rgba(0, 234, 255, 0.15);
  --color-text:           #e8eaf0;
  --color-text-muted:     #7a8299;
  --color-text-faint:     #444d66;
  --color-primary:        #00eaff;
  --color-primary-dim:    rgba(0, 234, 255, 0.12);
  --color-primary-hover:  #00c4d6;
  --color-accent:         #a78bfa;
  --color-accent-dim:     rgba(167, 139, 250, 0.12);
  --color-warning:        #fbbf24;
  --color-error:          #f87171;
  --color-success:        #34d399;
  --color-chart-1:        #00eaff;
  --color-chart-2:        #a78bfa;
  --color-chart-3:        #34d399;
  --color-chart-4:        #fbbf24;
  --color-chart-5:        #f87171;
  --color-chart-6:        #60a5fa;
  --shadow-sm:  0 1px 2px rgba(0,0,0,0.4);
  --shadow-md:  0 4px 12px rgba(0,0,0,0.5);
  --shadow-lg:  0 12px 32px rgba(0,0,0,0.6);
  --shadow-glow: 0 0 40px rgba(0,234,255,0.08);
}

/* ─── LIGHT MODE ─── */
[data-theme="light"] {
  --color-bg:             #f4f5f7;
  --color-surface:        #ffffff;
  --color-surface-2:      #f0f1f4;
  --color-surface-3:      #e8eaef;
  --color-border:         rgba(0, 0, 0, 0.1);
  --color-border-glow:    rgba(0, 140, 160, 0.2);
  --color-text:           #0f1219;
  --color-text-muted:     #5a6278;
  --color-text-faint:     #9aa0b0;
  --color-primary:        #0097a7;
  --color-primary-dim:    rgba(0, 151, 167, 0.1);
  --color-primary-hover:  #007a8a;
  --color-accent:         #7c3aed;
  --color-accent-dim:     rgba(124, 58, 237, 0.08);
  --color-warning:        #d97706;
  --color-error:          #dc2626;
  --color-success:        #059669;
  --color-chart-1:        #0097a7;
  --color-chart-2:        #7c3aed;
  --color-chart-3:        #059669;
  --color-chart-4:        #d97706;
  --color-chart-5:        #dc2626;
  --color-chart-6:        #2563eb;
  --shadow-sm:  0 1px 3px rgba(0,0,0,0.06);
  --shadow-md:  0 4px 12px rgba(0,0,0,0.08);
  --shadow-lg:  0 12px 32px rgba(0,0,0,0.12);
  --shadow-glow: 0 0 40px rgba(0,151,167,0.06);
}

@media (prefers-color-scheme: light) {
  :root:not([data-theme]) {
    --color-bg:             #f4f5f7;
    --color-surface:        #ffffff;
    --color-surface-2:      #f0f1f4;
    --color-surface-3:      #e8eaef;
    --color-border:         rgba(0, 0, 0, 0.1);
    --color-border-glow:    rgba(0, 140, 160, 0.2);
    --color-text:           #0f1219;
    --color-text-muted:     #5a6278;
    --color-text-faint:     #9aa0b0;
    --color-primary:        #0097a7;
    --color-primary-dim:    rgba(0, 151, 167, 0.1);
    --color-primary-hover:  #007a8a;
    --color-accent:         #7c3aed;
    --color-accent-dim:     rgba(124, 58, 237, 0.08);
    --color-warning:        #d97706;
    --color-error:          #dc2626;
    --color-success:        #059669;
    --color-chart-1:        #0097a7;
    --color-chart-2:        #7c3aed;
    --color-chart-3:        #059669;
    --color-chart-4:        #d97706;
    --color-chart-5:        #dc2626;
    --color-chart-6:        #2563eb;
    --shadow-sm:  0 1px 3px rgba(0,0,0,0.06);
    --shadow-md:  0 4px 12px rgba(0,0,0,0.08);
    --shadow-lg:  0 12px 32px rgba(0,0,0,0.12);
    --shadow-glow: 0 0 40px rgba(0,151,167,0.06);
  }
}

/* ═══════════════════════════════════════════
   GLOBAL LAYOUT
   ═══════════════════════════════════════════ */

body {
  overflow-x: hidden;
  background: var(--color-bg);
}

.container {
  max-width: var(--content-wide);
  margin-inline: auto;
  padding-inline: var(--space-4);
}
@media (min-width: 768px) { .container { padding-inline: var(--space-8); } }

.section {
  padding-block: clamp(var(--space-12), 8vw, var(--space-24));
  position: relative;
}

/* ═══════════════════════════════════════════
   GRID BACKGROUND
   ═══════════════════════════════════════════ */

.grid-bg {
  position: fixed;
  inset: 0;
  z-index: -1;
  background-image:
    linear-gradient(var(--color-border) 1px, transparent 1px),
    linear-gradient(90deg, var(--color-border) 1px, transparent 1px);
  background-size: 60px 60px;
  mask-image: radial-gradient(ellipse 80% 60% at 50% 30%, black 20%, transparent 70%);
  -webkit-mask-image: radial-gradient(ellipse 80% 60% at 50% 30%, black 20%, transparent 70%);
  opacity: 0.5;
}

/* ═══════════════════════════════════════════
   HEADER / NAV
   ═══════════════════════════════════════════ */

.header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: oklch(from var(--color-bg) l c h / 0.85);
  backdrop-filter: blur(16px);
  -webkit-backdrop-filter: blur(16px);
  border-bottom: 1px solid var(--color-border);
  padding: var(--space-3) 0;
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
}

.logo {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  text-decoration: none;
  color: var(--color-text);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: var(--text-sm);
  letter-spacing: -0.02em;
}

.logo-icon {
  width: 34px;
  height: 34px;
  flex-shrink: 0;
}

.nav-links {
  display: none;
  list-style: none;
  gap: var(--space-6);
  align-items: center;
}
@media (min-width: 768px) {
  .nav-links { display: flex; }
}

.nav-links a {
  color: var(--color-text-muted);
  text-decoration: none;
  font-size: var(--text-sm);
  font-weight: 500;
  transition: color var(--transition-interactive);
}
.nav-links a:hover { color: var(--color-primary); }

.header-actions {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}

.theme-toggle {
  width: 36px;
  height: 36px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-md);
  color: var(--color-text-muted);
  transition: color var(--transition-interactive), background var(--transition-interactive);
}
.theme-toggle:hover {
  color: var(--color-text);
  background: var(--color-surface-2);
}

.mobile-menu-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 36px;
  height: 36px;
  color: var(--color-text-muted);
}
@media (min-width: 768px) { .mobile-menu-btn { display: none; } }

.mobile-nav {
  display: none;
  flex-direction: column;
  gap: var(--space-2);
  padding: var(--space-4);
  border-top: 1px solid var(--color-border);
  background: var(--color-surface);
}
.mobile-nav.open { display: flex; }
.mobile-nav a {
  color: var(--color-text-muted);
  text-decoration: none;
  font-size: var(--text-base);
  padding: var(--space-2) 0;
}

/* ═══════════════════════════════════════════
   BUTTONS
   ═══════════════════════════════════════════ */

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-2);
  padding: var(--space-3) var(--space-6);
  border-radius: var(--radius-md);
  font-family: var(--font-body);
  font-weight: 600;
  font-size: var(--text-sm);
  text-decoration: none;
  white-space: nowrap;
  cursor: pointer;
  transition: background var(--transition-interactive),
              color var(--transition-interactive),
              box-shadow var(--transition-interactive),
              transform var(--transition-interactive);
}
.btn:hover { transform: translateY(-1px); }
.btn:active { transform: translateY(0); }

.btn-primary {
  background: var(--color-primary);
  color: #08090c;
  box-shadow: 0 0 20px rgba(0,234,255,0.2);
}
.btn-primary:hover {
  background: var(--color-primary-hover);
  box-shadow: 0 0 30px rgba(0,234,255,0.35);
}

[data-theme="light"] .btn-primary {
  color: #fff;
  box-shadow: 0 0 20px rgba(0,151,167,0.15);
}
[data-theme="light"] .btn-primary:hover {
  box-shadow: 0 0 30px rgba(0,151,167,0.25);
}

.btn-outline {
  background: transparent;
  color: var(--color-text);
  border: 1px solid var(--color-border);
}
.btn-outline:hover {
  border-color: var(--color-primary);
  color: var(--color-primary);
  box-shadow: var(--shadow-glow);
}

.btn-ghost {
  background: var(--color-primary-dim);
  color: var(--color-primary);
  border: 1px solid var(--color-border-glow);
}
.btn-ghost:hover {
  background: rgba(0,234,255,0.18);
  box-shadow: var(--shadow-glow);
}

.btn-sm {
  padding: var(--space-2) var(--space-4);
  font-size: var(--text-xs);
}

.btn-lg {
  padding: var(--space-4) var(--space-8);
  font-size: var(--text-base);
}

/* ═══════════════════════════════════════════
   HERO
   ═══════════════════════════════════════════ */

.hero {
  min-height: 90vh;
  display: flex;
  align-items: center;
  position: relative;
  overflow: hidden;
}

.hero-glow {
  position: absolute;
  width: 600px;
  height: 600px;
  border-radius: 50%;
  filter: blur(120px);
  opacity: 0.15;
  pointer-events: none;
}
.hero-glow-1 {
  top: -200px;
  right: -100px;
  background: var(--color-primary);
}
.hero-glow-2 {
  bottom: -200px;
  left: -100px;
  background: var(--color-accent);
  opacity: 0.1;
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: 800px;
}

.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  padding: var(--space-1) var(--space-3);
  background: var(--color-primary-dim);
  border: 1px solid var(--color-border-glow);
  border-radius: var(--radius-full);
  font-size: var(--text-xs);
  font-family: var(--font-mono);
  color: var(--color-primary);
  margin-bottom: var(--space-6);
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.hero-badge .pulse {
  width: 6px;
  height: 6px;
  background: var(--color-primary);
  border-radius: 50%;
  animation: pulse 2s ease-in-out infinite;
}

@keyframes pulse {
  0%, 100% { opacity: 1; box-shadow: 0 0 0 0 rgba(0,234,255,0.4); }
  50% { opacity: 0.6; box-shadow: 0 0 0 8px rgba(0,234,255,0); }
}

.hero h1 {
  font-family: var(--font-display);
  font-size: var(--text-hero);
  font-weight: 800;
  letter-spacing: -0.03em;
  line-height: 1.05;
  margin-bottom: var(--space-6);
}

.hero h1 .gradient-text {
  background: linear-gradient(135deg, var(--color-primary), var(--color-accent));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.hero-sub {
  font-size: var(--text-lg);
  color: var(--color-text-muted);
  max-width: 580px;
  margin-bottom: var(--space-8);
  line-height: 1.6;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-3);
}

.hero-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-4);
  margin-top: var(--space-12);
  padding-top: var(--space-8);
  border-top: 1px solid var(--color-border);
}
@media (max-width: 480px) {
  .hero-stats { grid-template-columns: 1fr; gap: var(--space-6); }
}

.hero-stat-value {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  font-weight: 800;
  color: var(--color-primary);
  font-variant-numeric: tabular-nums;
  letter-spacing: -0.02em;
}

.hero-stat-label {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  margin-top: var(--space-1);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  font-family: var(--font-mono);
}

/* ═══════════════════════════════════════════
   SECTION HEADERS
   ═══════════════════════════════════════════ */

.section-label {
  font-family: var(--font-mono);
  font-size: var(--text-xs);
  color: var(--color-primary);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: var(--space-3);
}

.section-title {
  font-family: var(--font-display);
  font-size: var(--text-2xl);
  font-weight: 800;
  letter-spacing: -0.03em;
  margin-bottom: var(--space-4);
}

.section-desc {
  font-size: var(--text-base);
  color: var(--color-text-muted);
  max-width: 620px;
  line-height: 1.7;
}

/* ═══════════════════════════════════════════
   KPI CARDS
   ═══════════════════════════════════════════ */

.kpi-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(240px, 100%), 1fr));
  gap: var(--space-4);
  margin-top: var(--space-8);
}

.kpi-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  position: relative;
  overflow: hidden;
  transition: border-color var(--transition-interactive), box-shadow var(--transition-interactive);
}
.kpi-card:hover {
  border-color: var(--color-border-glow);
  box-shadow: var(--shadow-glow);
}

.kpi-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 2px;
  background: linear-gradient(90deg, var(--color-primary), var(--color-accent));
  opacity: 0;
  transition: opacity var(--transition-interactive);
}
.kpi-card:hover::before { opacity: 1; }

.kpi-value {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 800;
  font-variant-numeric: tabular-nums;
  letter-spacing: -0.02em;
}

.kpi-label {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  margin-top: var(--space-1);
}

.kpi-delta {
  display: inline-flex;
  align-items: center;
  gap: var(--space-1);
  font-size: var(--text-xs);
  font-family: var(--font-mono);
  margin-top: var(--space-2);
  padding: 2px var(--space-2);
  border-radius: var(--radius-full);
}
.kpi-delta.up { color: var(--color-success); background: rgba(52,211,153,0.1); }
.kpi-delta.down { color: var(--color-error); background: rgba(248,113,113,0.1); }

/* ═══════════════════════════════════════════
   CHART CONTAINERS
   ═══════════════════════════════════════════ */

.chart-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(400px, 100%), 1fr));
  gap: var(--space-6);
  margin-top: var(--space-8);
}

.chart-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  transition: border-color var(--transition-interactive);
}
.chart-card:hover { border-color: var(--color-border-glow); }

.chart-card-header {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  margin-bottom: var(--space-4);
}

.chart-card-title {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  font-weight: 700;
  letter-spacing: -0.01em;
}

.chart-card-sub {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  margin-top: var(--space-1);
}

.chart-wrap {
  position: relative;
  width: 100%;
  height: 280px;
}

/* ═══════════════════════════════════════════
   INSURER CARDS
   ═══════════════════════════════════════════ */

.insurer-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(320px, 100%), 1fr));
  gap: var(--space-4);
  margin-top: var(--space-8);
}

.insurer-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  display: flex;
  flex-direction: column;
  gap: var(--space-4);
  transition: border-color var(--transition-interactive), box-shadow var(--transition-interactive), transform var(--transition-interactive);
}
a.insurer-card {
  color: inherit;
  text-decoration: none;
}
a.insurer-card .insurer-card-name {
  color: var(--color-text);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: var(--text-lg);
}
a.insurer-card .insurer-card-type {
  color: var(--color-text-muted);
  font-family: var(--font-mono);
  font-size: var(--text-xs);
  letter-spacing: 0.03em;
}
a.insurer-card .insurer-card-header {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}
a.insurer-card .insurer-card-desc {
  color: var(--color-text-muted);
  font-size: var(--text-sm);
  line-height: 1.6;
}
a.insurer-card .insurer-logo {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}
.insurer-card:hover {
  border-color: var(--color-border-glow);
  box-shadow: var(--shadow-glow);
  transform: translateY(-2px);
}

.insurer-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-3);
}

.insurer-name {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  font-weight: 700;
  letter-spacing: -0.01em;
}

.insurer-type {
  font-size: var(--text-xs);
  font-family: var(--font-mono);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-primary);
  padding: var(--space-1) var(--space-2);
  background: var(--color-primary-dim);
  border-radius: var(--radius-sm);
  white-space: nowrap;
}

.insurer-desc {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.6;
  flex: 1;
}

.insurer-specs {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--space-2);
}

.insurer-spec {
  padding: var(--space-2) var(--space-3);
  background: var(--color-surface-2);
  border-radius: var(--radius-sm);
}

.insurer-spec-label {
  font-size: 0.7rem;
  color: var(--color-text-faint);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  font-family: var(--font-mono);
}

.insurer-spec-value {
  font-size: var(--text-sm);
  font-weight: 600;
  margin-top: 2px;
}

/* ═══════════════════════════════════════════
   RISK TABLE
   ═══════════════════════════════════════════ */

.risk-table-wrap {
  overflow-x: auto;
  margin-top: var(--space-8);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
}

.risk-table {
  min-width: 700px;
  font-size: var(--text-sm);
}

.risk-table thead {
  background: var(--color-surface-2);
}

.risk-table th {
  padding: var(--space-3) var(--space-4);
  text-align: left;
  font-weight: 600;
  font-family: var(--font-mono);
  font-size: var(--text-xs);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-text-muted);
  border-bottom: 1px solid var(--color-border);
}

.risk-table td {
  padding: var(--space-3) var(--space-4);
  border-bottom: 1px solid var(--color-border);
  vertical-align: top;
}

.risk-table tbody tr {
  transition: background var(--transition-interactive);
}
.risk-table tbody tr:hover { background: var(--color-surface); }
.risk-table tbody tr:last-child td { border-bottom: none; }

.severity-badge {
  display: inline-flex;
  align-items: center;
  gap: var(--space-1);
  padding: 2px var(--space-2);
  border-radius: var(--radius-full);
  font-size: var(--text-xs);
  font-weight: 600;
  font-family: var(--font-mono);
}
.severity-critical { color: var(--color-error); background: rgba(248,113,113,0.12); }
.severity-high { color: var(--color-warning); background: rgba(251,191,36,0.12); }
.severity-medium { color: var(--color-chart-6); background: rgba(96,165,250,0.12); }

/* ═══════════════════════════════════════════
   CTA BANNERS
   ═══════════════════════════════════════════ */

.cta-banner {
  background: var(--color-surface);
  border: 1px solid var(--color-border-glow);
  border-radius: var(--radius-xl);
  padding: var(--space-8) var(--space-6);
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-banner::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, var(--color-primary-dim), transparent 60%);
  pointer-events: none;
}

.cta-banner-content {
  position: relative;
  z-index: 2;
}

.cta-banner h3 {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 800;
  letter-spacing: -0.02em;
  margin-bottom: var(--space-3);
}

.cta-banner p {
  color: var(--color-text-muted);
  margin-bottom: var(--space-6);
  max-width: 500px;
  margin-inline: auto;
}

/* ═══════════════════════════════════════════
   TIMELINE
   ═══════════════════════════════════════════ */

.timeline {
  position: relative;
  margin-top: var(--space-8);
  padding-left: var(--space-8);
}
.timeline::before {
  content: '';
  position: absolute;
  left: 14px;
  top: 0;
  bottom: 0;
  width: 2px;
  background: linear-gradient(to bottom, var(--color-primary), var(--color-accent), transparent);
}

.timeline-item {
  position: relative;
  padding-bottom: var(--space-8);
}
.timeline-item:last-child { padding-bottom: 0; }

.timeline-dot {
  position: absolute;
  left: calc(-1 * var(--space-8) + 7px);
  top: 4px;
  width: 16px;
  height: 16px;
  border-radius: 50%;
  background: var(--color-bg);
  border: 2px solid var(--color-primary);
  box-shadow: 0 0 12px rgba(0,234,255,0.3);
}

.timeline-year {
  font-family: var(--font-mono);
  font-size: var(--text-xs);
  color: var(--color-primary);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  margin-bottom: var(--space-1);
}

.timeline-title {
  font-family: var(--font-display);
  font-size: var(--text-lg);
  font-weight: 700;
  margin-bottom: var(--space-2);
}

.timeline-desc {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.6;
}

/* ═══════════════════════════════════════════
   FORM SECTION
   ═══════════════════════════════════════════ */

.form-section {
  background: var(--color-surface);
  border: 1px solid var(--color-border-glow);
  border-radius: var(--radius-xl);
  padding: var(--space-8) var(--space-6);
  max-width: 600px;
  margin-inline: auto;
  position: relative;
  overflow: hidden;
}

.form-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(180deg, var(--color-primary-dim), transparent 40%);
  pointer-events: none;
}

.form-inner {
  position: relative;
  z-index: 2;
}

.form-grid {
  display: grid;
  gap: var(--space-4);
  margin-top: var(--space-6);
}

.form-field label {
  display: block;
  font-size: var(--text-xs);
  font-family: var(--font-mono);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-text-muted);
  margin-bottom: var(--space-2);
}

.form-field input,
.form-field textarea {
  width: 100%;
  padding: var(--space-3) var(--space-4);
  background: var(--color-surface-2);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  font-size: var(--text-base);
  color: var(--color-text);
  transition: border-color var(--transition-interactive), box-shadow var(--transition-interactive);
}

.form-field input:focus,
.form-field textarea:focus {
  outline: none;
  border-color: var(--color-primary);
  box-shadow: 0 0 0 3px var(--color-primary-dim);
}

.form-field textarea {
  min-height: 100px;
  resize: vertical;
}

.form-submit {
  width: 100%;
  margin-top: var(--space-4);
}

.form-success {
  display: none;
  text-align: center;
  padding: var(--space-8);
}
.form-success.show { display: block; }
.form-success h3 {
  font-family: var(--font-display);
  font-size: var(--text-xl);
  font-weight: 700;
  margin-bottom: var(--space-3);
  color: var(--color-success);
}

/* ═══════════════════════════════════════════
   REGULATORY GRID
   ═══════════════════════════════════════════ */

.reg-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(min(280px, 100%), 1fr));
  gap: var(--space-4);
  margin-top: var(--space-8);
}

.reg-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-6);
  transition: border-color var(--transition-interactive);
}
.reg-card:hover { border-color: var(--color-border-glow); }

.reg-card-icon {
  width: 40px;
  height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: var(--radius-md);
  background: var(--color-primary-dim);
  color: var(--color-primary);
  margin-bottom: var(--space-4);
}

.reg-card h4 {
  font-family: var(--font-display);
  font-size: var(--text-base);
  font-weight: 700;
  margin-bottom: var(--space-2);
}

.reg-card p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.6;
}

/* ═══════════════════════════════════════════
   FOOTER
   ═══════════════════════════════════════════ */

.footer {
  border-top: 1px solid var(--color-border);
  padding: var(--space-8) 0;
  margin-top: var(--space-12);
}

.footer-inner {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  justify-content: space-between;
  gap: var(--space-4);
}

.footer-copy {
  font-size: var(--text-xs);
  color: var(--color-text-faint);
}

.footer-link {
  font-size: var(--text-xs);
  color: var(--color-text-faint);
  text-decoration: none;
  transition: color var(--transition-interactive);
}
.footer-link:hover { color: var(--color-text-muted); }

/* ═══════════════════════════════════════════
   SCROLL ANIMATIONS
   ═══════════════════════════════════════════ */

.fade-in { opacity: 1; }

@supports (animation-timeline: scroll()) {
  .fade-in {
    opacity: 0;
    animation: reveal-fade linear both;
    animation-timeline: view();
    animation-range: entry 0% entry 100%;
  }
}

@keyframes reveal-fade { to { opacity: 1; } }

/* ═══════════════════════════════════════════
   COMPARISON TABLE
   ═══════════════════════════════════════════ */

.comparison-wrap {
  overflow-x: auto;
  margin-top: var(--space-8);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
}

.comparison-table {
  min-width: 900px;
  font-size: var(--text-sm);
}

.comparison-table thead {
  background: var(--color-surface-2);
}

.comparison-table th {
  padding: var(--space-3) var(--space-4);
  text-align: left;
  font-weight: 600;
  font-family: var(--font-mono);
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-text-muted);
  border-bottom: 1px solid var(--color-border);
  white-space: nowrap;
}

.comparison-table td {
  padding: var(--space-3) var(--space-4);
  border-bottom: 1px solid var(--color-border);
  vertical-align: top;
  line-height: 1.5;
}

.comparison-table tbody tr {
  transition: background var(--transition-interactive);
}
.comparison-table tbody tr:hover { background: var(--color-surface); }
.comparison-table tbody tr:last-child td { border-bottom: none; }

.td-name {
  font-weight: 600;
  white-space: nowrap;
  color: var(--color-text);
}

/* Utility */
.mt-8 { margin-top: var(--space-8); }
.mt-12 { margin-top: var(--space-12); }
.text-center { text-align: center; }
.mx-auto { margin-inline: auto; }

/* ─── Inline CTA strip ─── */
.inline-cta {
  display: flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: var(--space-3);
  padding: var(--space-4) var(--space-6);
  border-radius: var(--radius-lg);
  border: 1px dashed var(--color-border-glow);
  background: var(--color-primary-dim);
  margin-top: var(--space-8);
}
.inline-cta p {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  max-width: none;
}

/* ─── New Footer Grid ─── */
.footer-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr;
  gap: var(--space-8);
  padding-bottom: var(--space-8);
  border-bottom: 1px solid var(--color-border);
  margin-bottom: var(--space-6);
}
@media (max-width: 768px) {
  .footer-grid {
    grid-template-columns: 1fr 1fr;
    gap: var(--space-6);
  }
}
@media (max-width: 480px) {
  .footer-grid {
    grid-template-columns: 1fr;
  }
}
.footer-col {}
.footer-heading {
  font-family: var(--font-mono);
  font-size: var(--text-xs);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-primary);
  margin-bottom: var(--space-4);
  font-weight: 600;
}
.footer-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}
.footer-list li a {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  text-decoration: none;
  transition: color 0.2s;
}
.footer-list li a:hover {
  color: var(--color-primary);
}
.footer-desc {
  font-size: var(--text-sm);
  color: var(--color-text-muted);
  line-height: 1.6;
  max-width: 280px;
}
.footer-bottom {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: var(--space-4);
}

/* ─── Related Cards Grid ─── */
.related-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
  gap: var(--space-4);
  margin-top: var(--space-6);
}
.related-card {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
  padding: var(--space-4) var(--space-5);
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  text-decoration: none;
  transition: border-color 0.2s, transform 0.2s;
}
.related-card:hover {
  border-color: var(--color-primary);
  transform: translateY(-2px);
}
.related-name {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: var(--text-sm);
  color: var(--color-text);
}
.related-sub {
  font-size: var(--text-xs);
  color: var(--color-primary);
}

/* ─── Sub-page body text ─── */
.body-text {
  font-size: var(--text-base);
  color: var(--color-text-muted);
  line-height: 1.7;
  margin-bottom: var(--space-4);
  max-width: none;
}
.body-text:last-child {
  margin-bottom: 0;
}

/* ─── Surface alt for alternating sections ─── */
[data-theme="dark"] .section[style*="surface-alt"],
.section[style*="surface-alt"] {
  /* handled inline */
}

/* ─── Blockquote styling ─── */
blockquote.body-text {
  margin-bottom: var(--space-6);
}

/* ─── CTA Banner on sub pages ─── */
.cta-banner-section {
  padding-block: var(--space-12);
}

/* ─── Stat cards row for sub-pages ─── */
.stats-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--space-4);
}
@media (max-width: 640px) {
  .stats-row {
    grid-template-columns: 1fr;
  }
}
.stat-card {
  background: var(--color-surface);
  border: 1px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: var(--space-5) var(--space-6);
}
.stat-label {
  font-family: var(--font-mono);
  font-size: var(--text-xs);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--color-primary);
  margin-bottom: var(--space-2);
}
.stat-value {
  font-family: var(--font-display);
  font-weight: 700;
  color: var(--color-text);
  line-height: 1.3;
}

/* ─── Surface alt background ─── */
.section-alt {
  background: var(--color-surface);
}